TERMS & CONDITIONS

TERMS & CONDITIONS

TERMS & CONDITIONS

Welcome to the Destiny Rose Insurance website. By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree with these terms, please discontinue use of this website immediately.

These Terms and Conditions govern your use of this website and any information, products, or services provided through it.

Use of the Website

You agree to use this website only for lawful purposes and in a manner that does not violate the rights of others or interfere with the operation of the website. You may not attempt to gain unauthorized access to any portion of the website, introduce malicious software, or engage in activities that could damage or disrupt the website or its services.

Insurance Information

Information provided on this website is intended for general informational purposes only and should not be considered insurance, legal, financial, or business advice. Insurance coverage, policy terms, eligibility, premiums, exclusions, and availability vary depending on the insurance carrier, underwriting guidelines, and applicable laws.

Submitting a quote request or contacting our agency does not guarantee coverage or policy approval.

DMV and Business Services

Destiny Rose Insurance provides assistance with DMV-related services and small business solutions. Processing times, approvals, registrations, permits, and related services are subject to the requirements and decisions of the appropriate government agencies or regulatory authorities. We cannot guarantee approval, processing timelines, or outcomes beyond our control.

Quotes and Pricing

Any insurance quote provided through this website or by our representatives is an estimate based on the information available at the time. Final premiums, policy terms, and eligibility are determined by the insurance carrier after reviewing the completed application and underwriting information.

Client Responsibilities

You agree to provide complete, accurate, and current information when requesting insurance, DMV services, or business assistance. Providing false, incomplete, or misleading information may result in delays, denial of services, cancellation of insurance coverage, or other legal consequences.

Intellectual Property

All content on this website, including text, graphics, logos, images, icons, page layouts, and other materials, is the property of Destiny Rose Insurance or its licensors and is protected by applicable intellectual property laws.

No content may be copied, reproduced, distributed, modified, or used for commercial purposes without prior written permission.

Third-Party Links

This website may contain links to third-party websites for your convenience. Destiny Rose Insurance is not responsible for the content, availability, security, or privacy practices of external websites. Accessing third-party websites is done at your own risk.

Limitation of Liability

To the fullest extent permitted by law, Destiny Rose Insurance shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of this website, reliance on its content, inability to access the website, or the use of any services obtained through the website.

Disclaimer of Warranties

This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. While we strive to keep information accurate and current, we do not guarantee the completeness, reliability, or accuracy of any content.

Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

Changes to These Terms

Destiny Rose Insurance reserves the right to update or modify these Terms and Conditions at any time without prior notice. Continued use of the website after changes are posted constitutes your acceptance of the revised terms.

Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the State of California, without regard to its conflict of law principles.

Contact Information

If you have any questions regarding these Terms and Conditions, please contact Destiny Rose Insurance using the contact information provided on our website.

Destiny Rose Insurance – SMS Terms & Conditions

1. SMS Consent & Communication The mobile phone numbers and information obtained as part of our SMS consent process will not be shared with third parties or affiliates for marketing or promotional purposes.

2. Types of SMS Communications By consenting to receive text messages from Destiny Rose, you may receive messages related to customer care, including commercial truck insurance quotes, DMV service updates, policy updates, and scheduling assistance.

3. Message Frequency Message frequency varies depending on your interactions with us. You may receive up to 4 messages per week related to your insurance inquiries, account status, or paperwork updates.

4. Potential Fees for SMS Messaging Standard message and data rates may apply depending on your mobile carrier’s pricing plan. These fees are determined by your carrier and may vary if messages are sent or received domestically or internationally.

5. Opt-In Method You may opt-in to receive SMS messages from Destiny Rose verbally when speaking with our agents during your service setup or inquiry.

6. Opt-Out Method You can opt out of receiving SMS messages from us at any time. To stop receiving messages, simply reply STOP to any text message you receive from Destiny Rose. Alternatively, you can contact our office directly to request removal from our messaging list.

7. Help and Support If you are experiencing any issues or have questions regarding our text messaging, you can reply with the keyword HELP to any message, or you can get help directly by contacting our support team.

8. Standard Messaging Disclosures

  • Message and data rates may apply.
  • You can opt out at any time by texting "STOP".
  • For assistance, text "HELP" or visit our website to view our full Privacy Policy and Terms and Conditions.
  • Message frequency may vary.